Conditions
Loan purpose 
Consumer 
Loan amount 
AMD 100.000-2.000.000 
Loan currency 
AMD  
Loan term ը
12-36months 
Annual interest rate 
12 %
Redemption frequency
Monthly
Security
Guaranty of at least 1 individual, who is not a member of the borrower’s family 
Grant way 
 By cash
Cashless
Commission fee 
Flat fee - 0.5%* of the loan amount 
Annual service fee 
 
0.3% of the contractual amount 
Loan arrangement is realized 
ARMECONOMBANK OJSC branches 
Decision  period 
Up to 1 working day 
* Within the framework of the offer, commission fee will not be charged if the applicant has ever used the given loan type (acting or repaid). 
Demands
Borrower requirements
Resident individual over 18 years
Registered and living in the Republic of Armenia
Has a constant income source acceptable by the Bank
Loan redemption procedure
Monthly- equally (annuitant), or Non-equally (differential)
Negative decision grounds
Negative assessment on the customer’s financial condition.
Non-credibility of the presented documents.
Unacceptable guarantors
Costumer’s negative credit history.
Other reasons which according to the Bank assessment will hamper the loan repayment
Penalties
Penalty in the amount of 0.13 % of the unpaid amount for each overdue day is defined for non-repayment of amounts set by agreement (loan, interest, other payments) on time.
Documents
Punct Passport copies,
PunctDocument containing public services number,
PunctDocument verifying income (in case of necessity),
PunctStatement from the residence given maximum 20 working days prior,
PunctData on the property with ownership right (certificates, tech. passport, etc.) (if any)
PunctIf necessary, other documents
Հաշվիչ
Հավասարաչափ մարումներով
Results Արդյունք
N Վճարման ամսաթիվ Վարկի մնացորդ Վճարվող տոկոսագումար Մարում վարկից Ընդամենը վճարում
Մայր գումարի հավասարաչափ մարումներով
Results Արդյունք
N Վճարման ամսաթիվ Վարկի մնացորդ Վճարվող տոկոսագումար Մարում վարկից Ընդամենը վճարում
Updated: 16/10/2018 16:11