Conditions
 Loan purpose  
Consumer 
    
 Loan type  
Consumer loan without a pledge   
    
 Loan currency  
AMD 
   
 Loan amount 
AMD  100.000-3.000.000
   
 Annual interest rate 
 21.5% 
 
 Actual interest  rate   
23.75%
  
 Loan term 
18-36 Months 
 
 Loan term 
Monthly
 
 Loan redemption procedure 
Equally (annuitant), or non-equally (differential)
 
 Security 
  The loan is granted without a guarantor and a pledge of a real estate 
 
 Grant way 
Cashless, on the current bank account of the client 
   
 Loan arrangement is realized 
Via AEB Mobile and  AEB online applications 
 
 Decision period  
Within a day 1
   
 Penalties 
Against the amounts (loan, interests, other payments) not paid within the term(s) set forth by the agreement a penalty in the amount of 0.13% (daily) of the outstanding amount is charged for each overdue day.  
 
 Statement provision 
  Free of charge  
   
 Positive decision grounds 
  Positive loan history (if any) Source of stable and sufficient income.
 
 Negative decision grounds
Negative assessment of customers' financial state Customer’s negative loan history Other reasons that will hamper the loan repayments according to the Bank assessment.  

 Attention!
 Interests are calculated on the loan balance.

 Attention! 
Early loan repayment is allowed for which no penalties and fees are charged.
 
Attention! 
“Your Financial Informer” is an electronic system which searches and compares the services offered to individuals and facilitates the selection of the most effective option for you- https://www.fininfo.am/compare-consumer-loan 

 Attention! 
To get acquainted with the tariffs of the services rendered within the implementation of loan operations please visit the link -  https://aeb.am/media/2020/04/3717.pdf 
Հաշվիչ

Loan Calculator

Updated: 24/08/2021 15:23